1. Home
  2. Calculators
  3. TDS Calculator
CalculatorFY 2025-26

TDS Calculator

Pick the section and enter the payment. We show the TDS to deduct, the net amount to pay and the threshold below which no TDS is needed.

Your details

Rates as of FY 2025-26; confirm before deducting.
The bill or payment before TDS.
Without PAN a higher rate applies (section 206AA).
TDS to deduct under 194J₹10,00010% of ₹1,00,000.
  • Payment₹1,00,000
  • TDS at 10%− ₹10,000
  • Net amount to pay₹90,000

Threshold: More than 50,000 in the year. Below it, no TDS is needed for this section.

Deposit TDS by the 7th of the next month (30 April for March) and file the quarterly return (24Q / 26Q). Individuals and HUFs not under tax audit generally do not deduct under 194C, 194J, 194H or 194I.

How it is calculated

  1. TDS = payment × the section's rate. The rate table is as of the current financial year; confirm before deducting.
  2. No TDS is needed when the payment is within the section's threshold for the year.
  3. If the payee has not given a PAN, section 206AA applies a higher rate (20% for most sections, 5% for 194Q).
  4. Salary (section 192) uses slab rates: use the salary tax calculator instead.
  5. Deducted TDS is deposited by the 7th of the next month and reported in the quarterly TDS return.

Indicative only. Rules change every year; we confirm before filing.

Want us to do this for you?

Tell us your situation. We reply with the next steps and the fee.

Ask Taxnova to handle my TDS returns